Americash Advanced – Frequently Asked Questions

We are here to help you get cash for emergencies. If you’re in need of answers about online loans, try our explicit FAQs below. Click on the topic of interest for more information about getting an online loan that can help you get the money you need.

I’m a First Time Online Loan Borrower

How Can an online loan help?
What are the minimum requirements for getting a fast online loan?
What is the process of getting an online loan?
What if I have no credit?
How long does take to get an online loan?
Will I need to print or to fax anything?
How much does it cost to get an online loan?
What happens if I am late on a payment or need to skip a payment?
What is a repayment process for an Online Loan?
What if I don’t make a loan payment at all?
Is there an option to refinance an existing online loan?
What type of online loan options are available through AmericashAdvanced.net?

How can an online loan help?

We provide several loan options that can be very useful for financial emergencies. The amount of money advanced is largely based on the amount of money a person makes. It is perfect for people who have poor credit or no credit at all. Some may need a standard cash advance while others may be more interested in a tax advance, installment loan or even a line of credit. No matter the loan option your looking for you should know that people who request an online loan would not normally be able to obtain loans from traditional banks or who are in need of funds much faster then a bank can loan them.

What are the minimum requirements for getting a fast online loan?

There are certain requirements one has to meet in order to receive an online loan. The borrower must:

• be a United States citizen
• be at least 18 years old
• have a job that pays at least $800 per month
• and in most cases has direct deposit of their check into a bank account

What is the process of getting an online loan?

Getting an online loan is extremely simple. Most people get cash deposited directly into their bank account. It is not a long process. It is just a matter of completing a simple application and getting approved. Once approved, your cash will be transferred to the bank account provided.

What if I have no credit?

There is no need to worry if you have no credit. Even people with poor credit or no credit can easily get an online loan. Many people who would not get a single look from a traditional bank, can get an online loan as early as the next business day or even sooner with a 1 hour online loan. Simply by filling out the online loan application online, a person can get access to cash to pay bills, buy food or for any reason.

How long does it take to get an online loan?

It doesn’t take long to get approved for an online loan or even to get the cash. It is really a matter of filling out the online loan application online. The application asks for very basic information. Most times, people get cash as early as next business day or even sooner when requesting a 1 hour online loan.

Will I need to print or fax anything?

Part of the advantage of these online loans is that most of the participating lenders require no papers to be printed and no faxing in order to receive an online loan. However it is important that you have a printer to print out the loan documents for your own records.

How much does it cost to get an online loan?

Please remember that we are not a lender and we do not provide lending services directly to consumers. Submitting your application through us costs you absolutely nothing. We are paid by the Participating Lenders in our private network of Participating Lenders to whom we refer you. We are not usually paid for a referral when no online loan is provided. You can turn down the online loan or exit the process at any time, our service remains FREE of charge to you.

What is the repayment process?

The online loan amount borrowed along with the fees are withdrawn from your checking account automatically on the due date of your online loan payment(s) by The Lender. You don’t even need to think about it or worry that your payment could be late! You don’t need to make any payments or visit any office or store. You can also request an extension if you need it by contacting your lender before the online loan due date. Additional fees by The Lender do typically apply for online loan extensions and any fees will be explained in the loan document you e-sign.

What happens if I am late on an online loan payment or need to skip an online loan payment?

Each Participating Lenders has their own policies pertaining to late payments. The Participating Lender’s policy, including the additional charges you will incur, are detailed in the loan documents provided to you by your Participating Lender before you are requested to e-sign for the online loan. Once you have signed the Participating Lenders loan documents, you will be expected to understand and abide by the online loan terms including the additional charges and/or interest if your repayment is late. If you are not able to make the payments timely or the funds will not be available when the lender debits your account, please contact your Participating Lender as soon as you are aware the online loan repayment will be late or the funds will not be available for the loan payment and work with them, but remember additional fees and interest may apply.

What if I don’t make an online loan payment at all?

Additional fees, and charges by The Lender may apply to you in the event that you do not repay your online loan. Please remember that refusal or failure to pay back your online loan may result in legal action against you by The Lender in an attempt to collect the advanced loan amount, interest and costs of collections.
It’s important to remember that we are not a lender and do not provide lending services directly to consumers.

Is there an option to refinance an existing online loan?

Online loan renewal policies are largely governed by State statute. In states where rollovers or extensions are allowed, interest rates, and late fees may be added to the original online loan amount and that can result in a substantial increase to the amount you will be required to pay back. Again, be sure to read the Participating Lenders Loan Terms carefully and thoroughly before signing the loan contract.

What type of online loan options are available through AmericashAdvanced.net?

Among others, Americash Advance provides 1 hour loans, top rated installment loans, top rated line of credit loans, refund anticipation loans, cash advances and mobile cash advances. These varied services are provided to meet the many potentially different borrower needs.