Americash Advanced loans are alternatives to traditional bank loans and other online or storefront lenders. We know that there is no way to plan for an emergency, and therefore we offer access to lenders with much more lenient lending guidelines for hardworking people that have found themselves in trouble that they could have never predicted or avoided. We believe that everyone needs a little financial help sometimes, and we all deserve a chance to get ahead. We also believe that one size does not fit all people or all situations and therefore we offer a range of online loan options.
We provide access to the top rated online loan services that people want and need and that won’t bury them in financial debt. Plain and simple, we offer real financial help by providing access to the right lenders at the right time and not those that would saddle you with overwhelming debt.
Some people need funds fast and are willing to pay a little extra to get the money they need today instead of tomorrow and want a 1 Hour Loan. That is a legitimate need and here is exactly where you would find a 1 Hour Loan
For some, paying a loan off all at once is an issue or they simply just want a longer time to pay off the cash advance because that would fit their budget better and would therefore prefer installment loans. To them we would say, check out our Installment Loan lenders.
There are always people who need money but don’t want ot fax in documents, want the time to pay back the loan and know that once it is paid back want the flexibility to borrow back the money as needed without going through yet another approval process. So for them, a No Fax Line of Credit would be the best option. If that describes you then you should check out our featured No Fax Line of Credit lender.
A standard option has always been available to those who live paycheck to paycheck and just run short and find a standard Cash Advance gets them the extra cash to make it through. So, for them our standard Cash Advance works best.
What Is a Top Rated Loan?
The easiest way to describe what we offer is to know that we pre-screen all lenders and only let them into our private network if they offer the best rates and the best service and only provide loans directly to borrowers. Our lenders know you’ll have that money to pay bach the loans because they use your job as your great credit. It can be hard to get ahead when there’s nowhere else to turn. We can give you a hand up. The tax loan, installment loan, line of credit loan and cash advance loan terms may all differ from state to state, but are always generous enough to allow ample repayment time, and plenty of breathing room to get back on your feet. The loan amount requested is flexible as well, allowing you to ask only for what you need, not some predetermined set amount that might be more than you can afford.
The Simplest Qualification Requirements
The requirements for receiving any top rated loan option is very straightforward. First, you need to be a United States citizen, or a permanent resident. You must be a legal adult of age 18 or older, and you need to have a bank account in good standing. You will also need an email address and a working phone number and you may need proof of your income, but only in some cases.
Easier Access to Great Loan Options
Traditional banking institutions operate in black and white terms and the only people they’ll lend money to are the people who don’t need it. Too often, the banks contribute to the average family’s financial hardship by adding bank fee after bank fee. Unlike a top rated lender, a bank will never approve you for a loan soley online and never instantly to get you the funds you need into your bank account in as little as 1 hour to 24 hours. A bank is not designed to help the average family, let alone those who are struggling with a financial hardship. Even once-healthy savings accounts can be devastated by unemployment, illness or unforeseen car repairs. Life just doesn’t happen according to a predictable schedule. Top Rated Loan Services do serve a purpose and can help ease the blow when you find yourself caught between a bill and an empty bank account.
Fast and Convenient Online Loan Services
It has never been more convenient to have access to quick cash than through our Top Rated Loan Service. Since all our services are online, money can be electronically deposited into your checking account within 1 to 24 hour of approval. Our 100% online loan application is quick to fill out and easy to understand, just a few quick questions, your income and identity will be verified and the cash is yours. There are some rare cases, where for verification purposes; your lender may require you to provide additional information but for the most part all are loans are no fax loans. We believe in keeping things simple and easy. Unlike credit cards, which charge interest on top of interest again and again, you can pay the balance of your cash advance off as soon as you like or you can get an installment loan or extend the loan as you need. Either way, you won’t be in debt for years and years from making a minimum payment on a large debt.
No Pressure Approach
Nothing could be less pressure then an easy 1 page loan application process with an immediate approval notification to truly makes our many loan services a convenient solution for many. The federal Truth in Lending Act ensures that all online lenders disclose all rates or fees before you sign, so you can proceed with confidence, knowing your rights are protected. It costs you nothing for you to apply for any of our loan options and once you recive one of our top rated loans and you can look at the loan document and choose not to sign. Until you actually e-sign a loan contract, you are not under any obligation to continue with the online loan process and you have lost nothing. Carefully reading any lender provided terms, can certainly help you learn about the online loan process. We don’t have to tell you, but being able to make an informed decision, especially when your finances are involved, is extremely important.
Control your Debt Instead of Letting your Debt Control You
Every day that car needs fixed and can’t get you to work, bank fees pile up or that unpaid bill gains interest is more money out of your pocket. Situations like these can lead to even more debt, forcing charges on a credit card with an even higher interest rate then a cash advance or missing more work while waiting for cash to handle needed car repairs. It can quickly and easily become a vicious cycle that’s nearly impossible to escape. Choosing the right online loan can help you avoid that loop, by providing a quick cash infusion that can be easily paid back. It’s like answered prayers for your bank account: our top rated lenders get things moving so you can continue on your own without worry.
It’s up to you to Borrow Responsibly
Even the most responsible and budget minded person can find themselves in over their heads financially sometimes. That’s why it’s so important to be responsible with your money and even more careful when it comes to online loans. When choosing a top rated loan, be sure to only apply for an amount that’s easy for you to pay back and falls within your budget. Failing to do so can lead to high interest rates, late fees, and even more debt. Defaulting on an online loan can make it impossible to get top rated loans in the future so you should always work with your lender if you run into trouble when paying back the online loan. Unpaid bills end up going to collection agencies, which can have a severe negative impact on your credit rating. As you know, poor credit can prevent you from being approved for car loans or a mortgage later when your financial situation improves.
Alternatively, repaying an online loan on time and in full can actually benefit your credit by improving your overall rating. This can also be true if the online loan is used to pay another bill that could have negative effects on your score, such as making late payments on a credit card company or car loan.
Our fast, convenient and flexible online loan service might just be what you’re looking for, and if it is, we’re ready to help! Simply check out our 1 Hour Loans, Direct Installment Loans, Top Rated Line of Credit Loans and Top Rated Tax Loans as well as all other loan options and pick the one that best fits your current borrowing needs.